One app –
many functions

More than payments – with the digital cash of Swiss banks.

    Send and request money Payments Parking Save cards Donate Cash withdrawal Digital vouchers Insurance App download

Send and request

With TWINT®, you can transfer money in real time – easily from smartphone to smartphone. And you can also request and receive money from friends and family. Whether you are sending or requesting money: with a photo and a few nice words, you can add a personal and friendly touch to your message.


With the TWINT app, you can make payments easily and conveniently: in online shops, at supermarket cash registers, in canteens and at vending machines. TWINT offers you many options and is always secure.

Mann scannt mit Handy QR-Code auf einem Tablet

Make online payments

Pay quickly and securely in online shops and apps: With TWINT, there is no need to enter a complicated card number. You can make payments easily in a matter of seconds using your smartphone via QR code. Open the TWINT app and point your camera at the QR code that you see in the online shop. Or enter the short code in the TWINT app that is displayed in the online shop or app.

Kassenterminal an dem mit dem Handy via TWINT bezahlt wird

Pay at cash registers

At many cash registers, you can pay with TWINT at the payment terminal via QR code. At Coop and other stores, the cash registers are equipped with TWINT Beacons: to make a payment, simply activate Bluetooth, open the app and hold your smartphone up to the TWINT Beacon.

At vending machines

Make cashless payments at vending machines: easily via QR code or the TWINT Beacon. Simply follow the instructions on the vending machine.

At the car park

Pay at the parking meter without the need for coins: to do so, simply scan the QR code that is attached to the parking meter. Enter your car registration number when using the function for the first time. Select your desired parking duration in the TWINT app and confirm the payment. The paid parking time can be terminated prematurely at any moment. You will then be reimbursed the remaining amount directly via the TWINT app.

See all locations

Save cards

You can store more and more cards digitally in the TWINT app. Whether with a customer loyalty card like the Coop Supercard or a membership card: you take advantage of the respective benefits of the saved card every time you pay with TWINT. And the icing on the cake: this function saves space in your wallet!

Cash withdrawal

You never have cash on you? Neither do we, usually. But there are some things that you will probably never be able to pay for with TWINT. With the integration of «Sonect» as the latest feature in TWINT+, you can now access cash in a quick and simple manner under «Cash withdrawal» without the need for an ATM.

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Schweizer Bargeldnoten in einer Frauenhand mit hellem Nagellack

Digital vouchers

Do you still need to get a last-minute birthday present or an anniversary gift? Would you like to treat yourself to something? Have you already used up your gaming or streaming credit again?

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Handyscreen aus TWINT mit unterschiedlichen digitalen Gutscheinen


Thanks to TWINT, taking out an insurance policy is now child’s play: simply find the right insurance solution that meets your needs directly in the app and take out this policy quickly and conveniently.

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Use TWINT to pay for public transport tickets

With TWINT, you can now buy and pay for a ticket much quicker. Save TWINT as your default payment method in your public transport app.

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Download the TWINT app now

It does not matter who you bank with: TWINT is available to everybody. Ideally, you should select the TWINT app of a bank with which you have an account. This will allow you to link the app to your bank account.