Select your bank

One app –
many functions

More than payments – with the digital wallet of Swiss banks.

A subtle grey background decorated with a handful of light grey hexagons.


With the TWINT app, you can make payments easily and conveniently: at supermarket cash registers, in canteens, at vending machines and in online shops. TWINT offers you many options and is always secure.

Pay at cash registers

You can make contactless payments at cash registers where you see a TWINT Beacon: open the TWINT app, activate Bluetooth and briefly hold up your smartphone to the Beacon (the glowing TWINT logo) at the cash register. You can also pay with TWINT at cash registers without a Beacon: open the TWINT app and point your smartphone’s camera at the QR code that is displayed to you.

Make online payments

Pay quickly and easily in online shops and apps: With TWINT, there is no need to enter a complicated card number. You can make payments easily in a matter of seconds using your smartphone. Open the TWINT app and point your camera at the QR code that you see in the online shop. Or enter the short code in the TWINT app that is displayed in the online shop or app.

At vending machines

Make cashless payments at vending machines: Open the TWINT app and point your smartphone’s camera at the QR code that you see on the vending machine display. Some vending machines are also equipped with a TWINT Beacon: Briefly hold your smartphone up to the glowing TWINT logo or follow the instructions provided on the vending machine.

Send and request

With TWINT, you can transfer money in real time – easily from smartphone to smartphone. And you can also request and receive money from friends and family. Whether you are sending or requesting money: with a photo and a few nice words, you can add a personal and friendly touch to your message.


You can store many cards digitally in the TWINT app. Whether with a customer loyalty card like the Coop Supercard or a membership card: you take advantage of the respective benefits of the saved card every time you pay with TWINT. And the icing on the cake: this function saves space in your wallet!

Coupons and stamp cards


In the TWINT app, you are shown the coupons that are right for you. Whether it’s a 5% discount in your favourite online shop or CHF 10 off your next haircut: simply activate the coupons that you would like to benefit from under «Offers» in the TWINT app.

Stamp cards

TWINT digital stamp cards reward you for your loyalty. In the app, select a stamp card and you will then be awarded a stamp every time you make a TWINT payment in the relevant shop. Once you have completed the stamp card, you will receive a gift such as a free product.

Security that meets Swiss standards

The Swiss company TWINT and the Swiss banks involved in it guarantee the highest possible level of security and comprehensive data protection.


TWINT is as secure as e-banking. The money is not saved directly on your smartphone, meaning that it is also secure if the smartphone is lost. Your TWINT app is also protected with a PIN. And you can have your TWINT account blocked at any time. All you have to do is call.

Data protection

Good to know: Unlike other mobile payment providers, TWINT stores all personal data at a secure location in Switzerland. TWINT never discloses any personal data to third parties.

A man is paying for his purchase with the TWINT app by holding his smartphone up to the card terminal and scanning the displayed QR code.

Download the TWINT app now

It does not matter who you bank with: TWINT is available to everybody. Ideally, you should select the TWINT app of a bank with which you have an account. This will allow you to link the app to your bank account.

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