Select your bank
UBS
Zürcher Kantonalbank
PostFinance
Raiffeisen
Credit Suisse
Banque Cantonale Vaudoise
Other banks

Pay online and win back your purchase amount

Every day 10 prizes each worth a maximum of CHF 150*

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Make quick and secure online payments

With TWINT, making payments is easier when shopping online.

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Send and request money

With TWINT, you can send and request money conveniently and securely – from smartphone to smartphone.

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Switzerland’s digital wallet

TWINT is the app of Swiss banks for payments and much more.

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A subtle grey background decorated with a handful of light grey hexagons.

Online payments made easier

With TWINT, you can, for example, make online payments when shopping on the Internet – quickly and securely.

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A smartphone screen on which one can see how to scan a QR code in order to pay online.
The smartphone screen shows that the owner of the smartphone is connected to digitec.ch, and is waiting because something needs to be uploaded.
A smartphone screen on which one can see a sum of money for making an online payment to digitec.ch.
The screen of the smartphone is almost completely green and a white tick on the screen indicates that the payment made using the TWINT app was successful.
A Samsung smartphone with a blank screen.
An open laptop stands on a wooden table. A cup of coffee with two Cantuccini on the saucer stands beside the laptop. A price and a QR code for an online payment with TWINT can be seen on the laptop screen.

Send and request money

Want to quickly pay back money for cinema tickets? Transfer money to friends or family in real time.

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The smartphone screen shows that someone has entered the sum of CHF 25 in order to send it to another person with the help of the TWINT app.
A typed message together with the amount of money to be transferred to another person with the help of the TWINT app can be seen.
A smartphone screen displays an example of the 'send and request money' function in the TWINT app. A message, a photo and the button 'send money' are visible.
The screen of the smartphone is almost completely green, and a white tick on the screen indicates that the payment made using the TWINT app was successful.
An htc smartphone with a blank screen.
A bag of popcorn is on a beige background resembling wrapping paper. A cinema ticket is propped against the bag of popcorn, and a few pieces of popcorn are scattered around the bag.

Make cashless payments

Secure and convenient: Make contactless payments at cash registers using the TWINT payment app on your smartphone.

Get to know the different payment types

The home screen page of the TWINT app can be seen on the screen of a smartphone. Some pointers, a number of icons and the buttons 'pay now' and 'pay with QR code' are visible.
A smartphone screen shows the Coop Supercard which is saved in the TWINT app.
The screen of the smartphone is almost completely green and a white tick on the screen indicates that the payment made using the TWINT app was successful.
An apple smartphone with a blank screen.
A metal shopping basket filled with fruit and vegetables stands on a white background. A TWINT Beacon stands in front of the basket.

Benefit when making payments

50 % discount on your sixth coffee! Thanks to coupons and stamp cards in the TWINT app, you benefit automatically when making payments.

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A coupon, saved in the TWINT app, can be seen on the screen of a smartphone. It is in the form of a voucher with a value of CHF 10 which can be redeemed when making a purchase at Snackit.
A coupon, saved in the TWINT app, can be seen on the screen of a smartphone. It is in the form of a voucher with a value of CHF 10 which can be redeemed when making a purchase at Snackit.
A number of coupons are displayed on the screen of a smartphone. These coupons are saved in the TWINT app.
A stamp card can be seen on the screen of a smartphone. The stamp card needs to be activated in the TWINT app.
A stamp card is displayed on the screen of a smartphone, it is saved in the TWINT app.
A number of coupons are displayed on the screen of a smartphone. These coupons are saved in the TWINT app.
A Huawei smartphone with a blank screen.
A disposable coffee cup with a plastic lid stands on a light blue background, to the left of it is a croissant on a striped paper bag.

Security that meets Swiss standards

The Swiss banks involved in TWINT guarantee the strongest possible security and data protection.

Protected access

Protected access

Your TWINT app is protected with a PIN or Touch ID. If you lose your smartphone, you can have your TWINT account blocked at any time.

Secure transactions

Secure transactions

TWINT is as secure as e-banking. The money is not stored directly on the smartphone. All transactions take place in a secure environment.

Comprehensive data protection

Comprehensive data protection

TWINT stores all personal data at a secure location in Switzerland. Good to know: TWINT does not disclose any personal data to third parties.

Download the TWINT app now

It does not matter who you bank with: TWINT is available to everybody. Ideally, you should select the TWINT app of a bank with which you have an account. This will allow you to link the app to your bank account.

Send download link directly to smartphone

App download

By making the entry, you expressly issue your consent for TWINT to use this number for the one-time delivery of the app download link. Your mobile number shall not be used for any further purposes and shall be deleted after the notification has been delivered.

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