Can I send money to or request money from a person who does not have TWINT?

Yes, you can send up to CHF 100 to a person that does not yet have TWINT. The amount will be reserved for four days and automatically credited to the recipient once they have successfully registered. Should this person not successfully register with TWINT within four days, you will be refunded the money.

You cannot request money from individuals who do not have TWINT.