A prolonged illness, an operation or treatment can also cost hundreds or even thousands of francs for pets. With a pet insurance policy, you can protect yourself against the financial consequences for when your dog, cat or guinea pig needs to go to the vet. Take out pet insurance in your TWINT app now.
Switzerland is home to some 1.85 million cats and more than half a million dogs. Pets are valued family members in an ever-increasing number of households. If your cat or dog has grown dear to your heart, taking out pet insurance is worth more than just a passing thought. It provides you with flexible all-round protection for when your furry friend is sick, is injured or has an accident.
Would you like your pet to get the best medical attention possible? The pet insurance policies offered by our partner provide efficient and beneficial all-round protection, safeguarding you against expensive bills from the vet or animal hospital.
You are insured if your pet…
The General Terms and Conditions and General Terms and Conditions of Insurance available in the TWINT app apply for pet insurance.
You have a free choice of vet. The vet only needs to have a Swiss federal diploma or an equivalent qualification and be a member of the Gesellschaft der Schweizer Tierärztinnen und Tierärzte (Society of Swiss Vets).
Open your TWINT app and tap “Insurance” under “Partner functions”.
Select the pet insurance, calculate the premium and enter your personal details.
Check all your details, confirm your selection, pay the first premium with TWINT and you’re done.
All of the insurance policies are provided by Würth Financial Services. To ensure that we can extend your insurance cover without any interruptions and charge the premiums to your TWINT account, you will need to activate standing approval in your TWINT app.
Good to know: the “Insurance” function is not available in every TWINT app.
Here, you will find the most important answers to the most asked questions.
This insurance provides you with financial protection against the risk of rising veterinary health costs and ensures your four-legged friends can receive medical care at all times. This means you always have your veterinary costs under control.
You can insure dogs and cats older than three months. After taking out a policy, your four-legged friend can then remain insured for the remainder of its life. Insurance can no longer be taken out for animals older than 6 years of age.
The pet insurance is valid worldwide.
Pet insurance can be taken out for a minimum term of 6 months. The policy will be extended automatically by a further month unless you cancel it subject to a 1-month notice period directly in the app under “My insurance policies”.
Yes, the following waiting periods apply upon taking out pet insurance:
In principle, pet insurance follows the same logic as your own health insurance. There is therefore a deductible (annual excess) that you define yourself when taking out the insurance. As soon as the insured costs exceed the deductible, 90% of the insured costs will be covered for each insured claim, meaning that you must cover a share of 10% of the costs in each instance.
How to find the overview of your policies.
There are no restrictions on the number of claims you can make per year. Only the amount insured per insurance year is restricted depending on the insurance model selected.
Domestic cats stay in the flat or in other spaces that cannot be reached by other cats (balcony, fenced garden, etc.). Outdoor cats don’t only stay in your home, but instead also spend time outdoors away from your home and thus come into contact with other cats.
All official and common dog breeds should be included in the list. For cases in which the breed of your dog is actually not included or your dog is a mixed breed, you can select “mongrel” as the breed from the list. The weight refers to the animal’s weight when fully grown (small: up to 10 kg / medium: up to 25 kg / large: up to 40 kg / very large: 41 kg and above)
Other questions?
All of the answers to questions on insurances via TWINT are available here:
