How is my money transferred to the TWINT app?

The different ways in which you can top up money to your TWINT prepaid app are listed below.

Instant top up

With the TWINT prepaid app, the ‘instant top up’ function allows you to load credit to your account immediately and thus ensures that you have digital cash at all times. You can make use of the following payment options:

  • via your bank account (direct debit)

The instant topping up of amounts up to CHF 200 is possible with the following banks:

Aargauische Kantonalbank
Alpha Rheintal Bank
Baloise Bank SoBa
Banca dello Stato del Cantone Ticino
Bank Avera
Bank BSU
Bank SLM

Bank Sparhafen
Banque Cantonale Neuchâteloise
Berner Kantonalbank (via BEKB app)
Bezirks-Sparkasse Dielsdorf
Clientis BS Bank Schaffhausen
Clientis Spar- und Leihkasse Thayngen

Luzerner Kantonalbank
Nidwaldner Kantonalbank
Schwyzer Kantonalbank
Thurgauer Kantonalbank
Urner Kantonalbank
Valiant Bank

Comment: Amounts of CHF 200 and over are always subject to a waiting period (up to 4 working days).

  • via a credit code

You can purchase voucher codes in the owner-operated branches of Swiss Post. Simply scan the QR code and your credit will be immediately available in your app.

TWINT vouchers cannot currently be purchased at Coop. The reason for this is a technical changeover that will take several weeks.

Further information

There are a number of TWINT apps available that can be connected to your bank account and are thus an alternative to using the instant top up function in the prepaid app.

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Topping up with a waiting period

With a waiting period of up to four working days regardless of the top-up amount, you can top up your credit (via direct debit) with a number of other banks.

To the banks

You can make use of the following payment options:

  • via your bank account (direct debit)
  • via a deposit slip


Further information

Alternatives without a waiting period

Direct connection

By establishing a direct connection between TWINT and your bank account, you can top up your credit straight from your bank account.

The following banks offer this function:

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How it works

  • Select your desired TWINT bank app in the App Store or in Google Play.
  • Follow the instructions for the login process.
  • Save your account for direct connection.

Saving cards from third-party providers in the UBS TWINT app

You can save your credit card in the UBS TWINT app directly even if you do not have a UBS account.

To do this, simply add the desired payment methods in ‘Settings’  > ‘Manage payment methods’ – if your card has been issued by a third-party provider, select the ‘Without UBS Digital Banking contract’ option and then enter your credit card details.

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