Pay for your shopping with TWINT

twint big purchase

With TWINT, you can pay via QR code at almost every cash register – easily, quickly and securely. For all of your purchases, both large and small. Whether it’s takeaway coffee, your big weekly shop or a birthday present. Keep an eye out at the cash register for our QR code on the card terminal or on the TWINT sticker. The checkout staff would also be more than happy to help you.

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twint big purchase
    Benefits Simplify your life How it works FAQs

Twint at cash registers and enjoy numerous benefits

  • Twinting is easy – the days of having to search for your card in your wallet or purse while at the cash register are finally over!  All you need to make a payment now is your mobile phone and the TWINT app.
  • Twinting is quick – to pay, simply open your TWINT app, scan the QR code displayed at the cash register and confirm the amount in your app with a quick swipe of the screen.
  • Twinting is flexible – with TWINT, you can make payments of any size.
  • Twinting is secure – your app is protected to the same standard as Swiss banks. This means that no-one else has access to your data or transactions. Click the link to find out more about our security guidelines
  • Twinting is practical – you can save and use your loyalty cards digitally in the app.
  • You do not pay any transaction fees when you twint 
  • TWINT is well-known – you can use the app to pay at cash registers almost everywhere in Switzerland

Our QR code simplifies daily life

You see our TWINT QR codes on the displays of card terminals or as stickers next to cash registers almost everywhere.

It doesn’t matter where you want to pay – you’ll find the QR codes at cash registers in supermarkets, flower stores, hairdressers and many other shops.

It’s waiting there…for you! The codes ensure that you can pay for big and little purchases quickly, easily and securely.

All you need is your smartphone and our QR code – Life can be so simple!

How it works

Open your TWINT© app

Scan the QR code on the card terminal or sticker

Confirm the payment with a swipe of your screen – and you’re done!


Can you only use TWINT to pay small amounts or can you also pay larger amounts?

You can, of course, also use TWINT to pay larger amounts.

Please note that in the TWINT app there is a difference between the Payment function in which money is set to a merchant and and sending, receiving and splitting payments which are used with your family and friends.

First of all, the credit in your account or in the TWINT prepaid app is key to how much you can spend with TWINT.

When making purchases with a merchant, there are daily and monthly limits (similar to with a debit card) for each TWINT app. These can vary from one TWINT app to the next and can also be adjusted by the user in some TWINT apps. In the TWINT prepaid app, there is no maximum limit for purchases made from a merchant. However, there are account balance and top-up limits in place for the TWINT prepaid app, which affect how much you can spend. For information on the spending limits in force in the other TWINT apps, please contact the issuer of your TWINT app directly.

The maximum limit for payment with a QR code sticker stands at CHF 5000.

There are maximum limits for sending and receiving money, but these vary from one TWINT app to the next. For further information on this, please contact the issuer of your TWINT app directly. The limits for the TWINT prepaid app are available here.

Is there a maximum limit for each transaction paid via QR code stickers?

The maximum amount of a TWINT transaction executed via a QR code sticker is CHF 5000. However, an unlimited number of transactions can be made with each QR code sticker.

How can I pay with TWINT at a cash register?

Cash register with terminal

At the cash register, ask whether TWINT payments are supported. If they are, open the TWINT app and tap “Pay” at the bottom of the screen. Point your smartphone camera at the QR code displayed on the terminal. After the payment has been successfully made, you will see a confirmation in the app.


Cash register with a QR code sticker

Open the TWINT app and tap “Pay” at the bottom of the screen. Point your smartphone camera at the QR code sticker and confirm the payment. In the event of a QR code sticker with a variable amount, you must enter the amount you wish to pay before confirming the payment.

According to a recent study carried out by ZHAW Zurich University of Applied Sciences, approximately 77% of bricks and mortar retailers and 76% of online shops in Switzerland now offer TWINT as a payment method.

Cash register with TWINT Beacon

Make sure that the Bluetooth function and location services are activated. Good to know: on Android smartphones, TWINT automatically activates and deactivates Bluetooth. Open the TWINT app using the fingerprint scanner, facial recognition or your PIN, tap the “Pay” button and then select the “Beacon” option in the top-left corner of the screen. Hold your smartphone up to the TWINT Beacon at a distance of 5 to 10 cm. After the payment has been successfully made, you will see a confirmation in the app.

Where can I pay with TWINT?

You can make convenient payments with TWINT at cash registers, vending machines and parking meters as well as in online and app shops. Acceptance points can be identified by the TWINT logo.

Selection of acceptance locations

How can I save customer loyalty cards with TWINT?

Please open your TWINT app, tap the three dots or lines in the top-right or top-left corner, then tap “Loyalty cards & offers” and “Loyalty cards”. Now, tap the plus symbol (+). Here, you can save your loyalty cards, such as the Coop Supercard or the TCS member’s card.

If you use a TWINT app other than the TWINT Prepaid app, the procedure may differ slightly. If you have any questions, please contact the customer service of your TWINT app directly.